Elder Law
September 25th, 2020

I frequently find that my estate planning clients come into our initial meeting with a decent understanding that end-of-life care directions are an important part of a complete estate plan, but that they often have a confused sense of how end-of-life care directions are actually documented. This is understandable as the central document for end-of-life…

August 27th, 2019

When applying for Medicaid for yourself or on behalf of your spouse, it can be easy to forget that life insurance is an important asset that can impact financial eligibility. Generally speaking, term life insurance is an exempt resource and doesn’t count toward the Medicaid resource limits (the $2,000 resource limit for the applicant and,…

August 19th, 2019

Michael Kleps practices in the areas of Wills, Trusts, Estates and Elder Law. He is back full time at Carmichael Clark, P.S. after a nine month sailing adventure on the east coast US, Bahamas and Cuba. His family found living and traveling on a 30’ sailboat to have quite a learning curve between keeping an…

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